Our orthodontic or cosmetic services can be paid over an extended period. We establish an initial fee to cover some of our up-front costs and then work out convenient monthly payments. Most services are to be paid at the time of service. We accept cash, Visa, MasterCard and debit cards. We will submit your insurance claim, payable to yourself, using our electronic claim transmission. Patients usually are reimbursed in a few days. This is available with most insurance plans these days.